{"id":44073,"date":"2026-10-16T07:54:33","date_gmt":"2026-10-16T06:54:33","guid":{"rendered":"https:\/\/note.radio\/?p=44073"},"modified":"2026-10-16T07:54:33","modified_gmt":"2026-10-16T06:54:33","slug":"banki-w-uk-moga-zaplacic-wyzsze-podatki-czy-klienci-odczuja-zmiane","status":"publish","type":"post","link":"https:\/\/note.radio\/banki-w-uk-moga-zaplacic-wyzsze-podatki-czy-klienci-odczuja-zmiane\/","title":{"rendered":"Banki w UK mog\u0105 zap\u0142aci\u0107 wy\u017csze podatki. Czy klienci odczuj\u0105 zmian\u0119?"},"content":{"rendered":"<p data-pm-slice=\"1 1 []\"><strong>Brytyjskie banki czekaj\u0105 na jesienny bud\u017cet, a ich klienci mog\u0105 mie\u0107 pow\u00f3d, by r\u00f3wnie\u017c uwa\u017cnie \u015bledzi\u0107 zapowiedzi rz\u0105du. W\u015br\u00f3d rozwa\u017canych rozwi\u0105za\u0144 jest zwi\u0119kszenie opodatkowania sektora bankowego. Cz\u0119\u015b\u0107 analityk\u00f3w ostrzega, \u017ce mog\u0142oby to prze\u0142o\u017cy\u0107 si\u0119 na wy\u017csze op\u0142aty za us\u0142ugi. Ostatecznych decyzji jeszcze nie og\u0142oszono.<\/strong><\/p>\n<h2>Wy\u017csze podatki dla bank\u00f3w w UK? Rozwa\u017cany powr\u00f3t do dawnej stawki<\/h2>\n<p>Minister finans\u00f3w John Healey przedstawi bud\u017cet 28 pa\u017adziernika 2026 roku. Przed jego og\u0142oszeniem narastaj\u0105 doniesienia o mo\u017cliwym zwi\u0119kszeniu wp\u0142yw\u00f3w podatkowych z sektora bankowego.<\/p>\n<p>Jednym z omawianych wariant\u00f3w jest podniesienie dodatkowego podatku od zysk\u00f3w bank\u00f3w, znanego jako <strong>bank surcharge<\/strong>. Obecnie jego stawka wynosi 3%, a w\u015br\u00f3d mo\u017cliwych scenariuszy pojawia si\u0119 powr\u00f3t do wcze\u015bniejszych 8%.<\/p>\n<p>To jednak wci\u0105\u017c rozwa\u017cany wariant. Nie przedstawiono oficjalnego harmonogramu ani ostatecznych zasad ewentualnej zmiany.<\/p>\n<h2>Dlaczego rz\u0105d przygl\u0105da si\u0119 bankom?<\/h2>\n<p>Rosn\u0105ce koszty obs\u0142ugi d\u0142ugu oraz presja na finanse publiczne ograniczaj\u0105 mo\u017cliwo\u015bci finansowania nowych wydatk\u00f3w. Rz\u0105d szuka dodatkowych dochod\u00f3w, jednocze\u015bnie deklaruj\u0105c dyscyplin\u0119 bud\u017cetow\u0105.<\/p>\n<p>Nerwowo\u015b\u0107 wida\u0107 ju\u017c na gie\u0142dzie. Wed\u0142ug analizy Reutersa z 16 pa\u017adziernika akcje HSBC, NatWest, Lloyds i Barclays straci\u0142y od pocz\u0105tku miesi\u0105ca oko\u0142o 3\u20135%. Na wyniki wp\u0142ywaj\u0105 r\u00f3wnie\u017c szersze warunki rynkowe, w tym wzrost koszt\u00f3w finansowania.<\/p>\n<h2>Czy wy\u017cszy podatek oznacza dro\u017csze us\u0142ugi bankowe?<\/h2>\n<p>Cz\u0119\u015b\u0107 analityk\u00f3w wskazuje, \u017ce banki mog\u0142yby pr\u00f3bowa\u0107 odzyska\u0107 cz\u0119\u015b\u0107 dodatkowych koszt\u00f3w poprzez podniesienie op\u0142at. Jest to mo\u017cliwy scenariusz, a nie zapowiedziana zmiana cennik\u00f3w.<\/p>\n<p>Organizacja bran\u017cowa UK Finance ostrzega z kolei przed os\u0142abieniem konkurencyjno\u015bci, inwestycji i tworzenia miejsc pracy. Przedstawiciele sektora przekonuj\u0105, \u017ce stabilne zasady podatkowe pomagaj\u0105 bankom finansowa\u0107 przedsi\u0119biorstwa i rozw\u00f3j gospodarki.<\/p>\n<p>Dla klient\u00f3w najwa\u017cniejsze b\u0119d\u0105 wi\u0119c zar\u00f3wno decyzje rz\u0105du, jak i p\u00f3\u017aniejsze dzia\u0142ania poszczeg\u00f3lnych instytucji. <strong>Na 16 pa\u017adziernika nie ma podstaw, by twierdzi\u0107, \u017ce planowany bud\u017cet automatycznie podniesie op\u0142aty za konta lub raty kredyt\u00f3w.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Brytyjskie banki czekaj\u0105 na jesienny bud\u017cet, a ich klienci mog\u0105 mie\u0107 pow\u00f3d, by r\u00f3wnie\u017c uwa\u017cnie \u015bledzi\u0107 zapowiedzi rz\u0105du. W\u015br\u00f3d rozwa\u017canych rozwi\u0105za\u0144 jest zwi\u0119kszenie opodatkowania sektora bankowego. Cz\u0119\u015b\u0107 analityk\u00f3w ostrzega, \u017ce mog\u0142oby to prze\u0142o\u017cy\u0107 si\u0119 na wy\u017csze op\u0142aty za us\u0142ugi. Ostatecznych decyzji jeszcze nie og\u0142oszono. Wy\u017csze podatki dla bank\u00f3w w UK? ...<\/p>\n","protected":false},"author":2,"featured_media":44074,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[18,975],"tags":[5715,5716,111,1957,5718,5717],"class_list":["post-44073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wiadomosci","category-wielka-brytania","tag-banki-w-uk","tag-budzet-2026","tag-finanse","tag-gospodarka","tag-oplaty-bankowe","tag-podatki-w-wielkiej-brytanii"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Banki w UK mog\u0105 zosta\u0107 obj\u0119te wy\u017cszymi podatkami. 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